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Adjustable rate mortgage - Wikipedia, the free encyclopediaAn adjustable rate mortgage (ARM) is a mortgage loan where the interest rate on the note is periodically adjusted based on a variety of indices. Among the most common indices are the rates on 1-year constant-maturity Treasury (CMT) securities, the Cost of Funds Index (COFI), and the London Interbank Offered Rate (LIBOR).Characteristics · Reasons for ARMs · ARM Variants · Terminology · Loan capsen.wikipedia.org/wiki/Adjustable_rate_mortgage · FRB:Consumer Handbook on Adjustable-Rate Mortgages
Skip to content. Mortgage Shopping Worksheet What Is an ARM? How ARMs Work: The Basic Features Types of ARMs Consumer Cautions Where to Get Information

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Borrowers should know that ARM indexes can be divided into two broad categories: those based upon rate averages and those based upon more-volatile spot rates.


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